Stanton Financial Planning


I love what I do!

I've built my professional career by developing and maintaining trusting long-term relationships with my clients by listening to their concerns and delivering education, guidance, ideas, and implementation of sensible strategies -  all with the goal of easing their financial concerns - and eliminating their worries. There is nothing more gratifying than hearing a resounding 'Yes!' when a client is asked if our work together has been beneficial.

I started Stanton Financial Planning to provide fee-only, comprehensive and holistic financial planning and investment advisory services to individuals and families in the Greater Chicagoland area, helping them to create the life they dream of, and the peace of mind they desire. 

If you are interested in having a trusting relationship with someone who will listen to you, put your interests first, and help you with all of your financial worries, you've come to the right place!  Contact us and let's determine whether we are a good fit!

In joining Stanton Financial Planning, you are taking advantage of the combined experience and collective wisdom of my fellow members of the Alliance of Comprehensive Planners (ACP), a core group of highly credentialed and experienced financial planners who support each other professionally. Among its members are CPAs, CFAs, PhDs and attorneys. In referring to my service, I can credibly use the plural 'we' because of the benefit my clients will receive from my association with this vast wealth of knowledge and experience. 

 

 

 

 

WE START BY LISTENING TO YOU

"Every time I turn around, there's another financial decision to make. How do I know I'm making the right ones?"

  • You may be trying to figure out how to pay back student loans, fund your 401(k), or buy a home.
  • Maybe you’re unsure how to build wealth while educating your children and starting a business.
  • Perhaps you’re struggling with preserving your wealth while caring for aging parents, supporting boomerang kids, or even evaluating an early retirement offer.

Whatever your current situation, worrying about your finances impacts your life and relationships.

We start by listening to you. We want to fully understand you, your finances, and your concerns so that we can help you make the best financial decisions available so that you build a secure and enjoyable future. Instead of just telling you what to do, we work with you, providing education, easy-to-understand recommendations, and help in implementing everything.  We are with you every step of the way. 

If you think it's important that someone listen and understand you before recommending solutions, contact us. We will listen.

 

As a client of Stanton Financial Planning Financial, your holistic personal financial plan may include ongoing reviews of the following: 

Goals and Values Your goals and values are the foundation on which your personal financial plan is built. Everything else is coordinated so that you can achieve your goals while remaining true to your values.
Risk Management Determining how much insurance coverage you need, what risks you can afford to self-insure, where you should buy your insurance, how much you should pay for it, and understanding and maximizing your employee benefit package are vitally important to your financial security.
Estate Planning Estate planning goes well beyond making a will. It may involve naming a guardian for minor children, making provisions for dependents with special needs, addressing medical directives and other end-of-life considerations, minimizing estate taxes, determining when a trust is appropriate, and deciding how to most effectively transfer ownership of a small business. We’ll help you consider choices you can then implement with your attorney.
Tax Planning You don’t have a choice about paying taxes, but you can avoid making the mistake of overpaying them. Tax planning helps to lawfully structure your income and take advantage of the adjustments, deductions, and credits for which you qualify so that you pay only what you owe when you owe it.
Portfolio Analysis We compile a complete inventory of your investments and analyze each for costs, tax efficiency, performance, risk, and diversification. We help you to understand what you have and whether what you have is appropriate for you.
Investment Allocation We use Functional Asset Allocation to create an overall net worth growth or preservation plan that protects you during market downswings and helps you fully participate in times of prosperity.
Investment Implementation No matter which investment custodian you use, we work with you so that the changes we agree on are made correctly and on a timely basis.
Retirement Planning Retirement planning is more than simply ensuring that you won’t outlive your money. It also involves the timing of benefits, including Social Security, and – beyond the money aspects – it’s about how you will make your retirement years personally fulfilling and enjoyable.
Cash Flow Planning Deciding in advance how you will spend your money ensures you are making regular progress toward financial independence and keeps your plan on track. If you are dealing with debt and spending issues, we will help you set priorities and gain control over your money.
Education Funding If you have children or grandchildren, identifying the right mix of alternatives and maximizing their use is a complex and confusing process, but there are ways for families of any income level to effectively save for future college costs.
Business Planning Owning a small business can have a big impact on your personal financial plan – in taxes, in risk management, in cash flow, and in estate planning. Integrating small business planning with your personal financial plan is another key to reaching your goals.
Ongoing Consultation Our open retainer means that, in addition to the services listed here, we will provide advice any time you request it on the financial matters that concern you.

 When you work with us, you can expect:

  • STRAIGHT TALK. We don’t sell any financial products; we receive no commissions or finder's fees. As fee-only financial advisors, our only compensation is what you pay for our professional advice. Our complete focus is on what is best for you.
  • AN ALL-INCLUSIVE APPROACH. Together we evaluate all aspects of your finances and design a strategy where each part works in harmony with the others. You’ll see that we pay a lot of attention to areas of your financial life that others often overlook or ignore. View Our Holistic Process.
  • ACCESS. Life is constantly changing. For one annual fee, you can meet with us or speak to us as often as is necessary to help you accomplish your financial goals.
  • VALUE FOR YOUR MONEY. We are committed to providing value that exceeds our fee. It’s a concept that is virtually non-existent in the financial planning world. But doesn’t it make sense that you should save more than you pay?
  • THE HIGHEST PROFESSIONAL STANDARDS. We are committed to our Pledge To Clients – your assurance of receiving the ethical and professional treatment you deserve.

 

IS STANTON FINANCIAL PLANNING THE RIGHT FIT FOR YOU?

The planning process and concepts employed by Stanton Financial Planning are applicable to all levels of income and wealth. 

So whether you have an income of $80,000 and a net worth of $200,000

or

your income is $500,000 with a $10 million net worth,  Stanton Financial Planning can work with you.

 

Here are just a few of the folks SFP has worked with:        

Firemen               

Business Owners               

Policemen                          

Attorneys             

Doctors                              

Entrepreneurs                                                   

Bankers                     

City Workers                      

Widows and Widowers     

Teachers             

University Professors        

Real Estate Executives      

Management Consultant

Corporate Executives

Not-For-Profit Executives

If you are looking for comprehensive advice from an advisor who always has your best interest in mind, we are the right fit!  Contact us.